🚫📈 Not Financial Advice 📉🚫

This serves as a complement to your Australian property investment journey.

Always seek professional guidance 🙅‍♂️💼

    Your Details And Goals
    Gross Annual Income
    Target Selling Price
    Purchase Details
    Property Sale Price
    Stamp Duty Payable
    Mortgage Details
    Principal and InterestInterest Only
    Loan Amount
    Interest Rate
    Loan Term
    Monthly Repayments$3,597.30$3,000.00
    Rental Details
    Principal and InterestInterest Only
    Weekly Rent
    Rental Yield
    Advanced Simulation Options
    Annual Inflation Rate

    Yearly Summary

    • P&I
    • IO
    Principal and InterestInterest Only
    Cumulative HC
    This shows both the holding costs and cumulative holding costs for your property. $1234.00 <- This shows the holding cost for the current year. (-$3900.00) <- This shows the cumulative holding cost so far to the current year.
    Loan Balance
    This shows the loan balance after the current year ends.
    Profit/Loss
    This shows the profit/loss from your target selling price before all relevant taxes. This is calculated by: Target Selling Price, minus the following 1. Loan Balance of Year of Sale 2. Your Initial Deposit (e.g. 20% of Purchase price) 3. Stamp Duty of Property 4. Cumulative Holding Cost YTD 5. Agent Selling Fees of 2.1%
    Cash Balance
    This shows the cash-on-hand from selling the property. This is calculater by: Target Selling Price, minus the following 1. Loan Balance of Year of Sale 2. Agent Selling Fees of 2.1%
    Cumulative HC
    This shows both the holding costs and cumulative holding costs for your property. $1234.00 <- This shows the holding cost for the current year. (-$3900.00) <- This shows the cumulative holding cost so far to the current year.
    Loan Balance
    This shows the loan balance after the current year ends.
    Profit/Loss
    This shows the profit/loss from your target selling price before all relevant taxes. This is calculated by: Target Selling Price, minus the following 1. Loan Balance of Year of Sale 2. Your Initial Deposit (e.g. 20% of Purchase price) 3. Stamp Duty of Property 4. Cumulative Holding Cost YTD 5. Agent Selling Fees of 2.1%
    Cash Balance
    This shows the cash-on-hand from selling the property. This is calculater by: Target Selling Price, minus the following 1. Loan Balance of Year of Sale 2. Agent Selling Fees of 2.1%
    Year 1
    $-10,052.20
    ($-10,052.20)
    		$592,631.93$510,460.87$1,169,568.07
    $-2,819.43
    ($-2,819.43)
    		$600,000.00$510,325.57$1,162,200.00
    Year 2
    $-20,804.93
    ($-10,752.72)
    		$584,809.41$507,530.66$1,177,390.59
    $-6,191.68
    ($-3,372.25)
    		$600,000.00$506,953.32$1,162,200.00
    Year 3
    $-32,029.05
    ($-11,224.13)
    		$576,504.42$504,611.52$1,185,695.58
    $-9,878.53
    ($-3,686.85)
    		$600,000.00$503,266.48$1,162,200.00
    Year 4
    $-43,791.13
    ($-11,762.08)
    		$567,687.19$501,666.67$1,194,512.81
    $-13,936.85
    ($-4,058.32)
    		$600,000.00$499,208.15$1,162,200.00
    Year 5
    $-55,798.53
    ($-12,007.40)
    		$558,326.14$499,020.33$1,203,873.86
    $-18,063.75
    ($-4,126.90)
    		$600,000.00$495,081.25$1,162,200.00
    Year 6
    $-68,209.70
    ($-12,411.17)
    		$548,387.72$496,547.58$1,213,812.28
    $-22,406.78
    ($-4,343.03)
    		$600,000.00$490,738.23$1,162,200.00
    Year 7
    $-81,037.84
    ($-12,828.14)
    		$537,836.32$494,270.85$1,224,363.68
    $-26,967.55
    ($-4,560.78)
    		$600,000.00$486,177.45$1,162,200.00
    Year 8
    $-94,223.40
    ($-13,185.57)
    		$526,634.13$492,287.47$1,235,565.87
    $-31,674.25
    ($-4,706.70)
    		$600,000.00$481,470.75$1,162,200.00
    Year 9
    $-107,733.95
    ($-13,510.54)
    		$514,741.01$490,670.04$1,247,458.99
    $-36,481.38
    ($-4,807.13)
    		$600,000.00$476,663.63$1,162,200.00
    Year 10
    $-121,553.42
    ($-13,819.47)
    		$502,114.35$489,477.23$1,260,085.65
    $-41,359.03
    ($-4,877.65)
    		$600,000.00$471,785.98$1,162,200.00
    Year 11
    $-135,677.02
    ($-14,123.60)
    		$488,708.91$488,759.08$1,273,491.09
    $-46,287.70
    ($-4,928.68)
    		$600,000.00$466,857.30$1,162,200.00
    Year 12
    $-150,106.71
    ($-14,429.69)
    		$474,476.65$488,561.65$1,287,723.35
    $-51,253.75
    ($-4,966.05)
    		$600,000.00$461,891.25$1,162,200.00
    Year 13
    $-164,761.89
    ($-14,655.18)
    		$459,366.57$489,016.54$1,302,833.43
    $-56,160.00
    ($-4,906.25)
    		$600,000.00$456,985.00$1,162,200.00
    Year 14
    $-179,785.28
    ($-15,023.39)
    		$443,324.54$490,035.19$1,318,875.46
    $-61,131.58
    ($-4,971.57)
    		$600,000.00$452,013.43$1,162,200.00
    Year 15
    $-195,173.46
    ($-15,388.18)
    		$426,293.07$491,678.47$1,335,906.93
    $-66,146.38
    ($-5,014.80)
    		$600,000.00$446,998.63$1,162,200.00
    Year 16
    $-210,932.95
    ($-15,759.48)
    		$408,211.13$494,000.92$1,353,988.87
    $-71,191.08
    ($-5,044.70)
    		$600,000.00$441,953.93$1,162,200.00
    Year 17
    $-227,075.69
    ($-16,142.74)
    		$389,013.94$497,055.37$1,373,186.06
    $-76,256.58
    ($-5,065.50)
    		$600,000.00$436,888.43$1,162,200.00
    Year 18
    $-243,617.87
    ($-16,542.18)
    		$368,632.72$500,894.42$1,393,567.28
    $-81,336.70
    ($-5,080.13)
    		$600,000.00$431,808.30$1,162,200.00
    Year 19
    $-260,505.87
    ($-16,888.00)
    		$346,994.42$505,644.71$1,415,205.58
    $-86,354.10
    ($-5,017.40)
    		$600,000.00$426,790.90$1,162,200.00
    Year 20
    $-277,874.74
    ($-17,368.87)
    		$324,021.52$511,248.74$1,438,178.48
    $-91,418.63
    ($-5,064.53)
    		$600,000.00$421,726.38$1,162,200.00
    Year 21
    $-295,732.39
    ($-17,857.65)
    		$299,631.70$517,780.91$1,462,568.30
    $-96,511.43
    ($-5,092.80)
    		$600,000.00$416,633.58$1,162,200.00
    Year 22
    $-314,096.81
    ($-18,364.42)
    		$273,737.57$525,310.62$1,488,462.43
    $-101,622.10
    ($-5,110.68)
    		$600,000.00$411,522.90$1,162,200.00
    Year 23
    $-332,991.34
    ($-18,894.53)
    		$246,246.35$533,907.31$1,515,953.65
    $-106,743.83
    ($-5,121.72)
    		$600,000.00$406,401.18$1,162,200.00
    Year 24
    $-352,444.09
    ($-19,452.75)
    		$217,059.52$543,641.39$1,545,140.48
    $-111,872.70
    ($-5,128.88)
    		$600,000.00$401,272.30$1,162,200.00
    Year 25
    $-372,486.12
    ($-20,042.03)
    		$186,072.52$554,586.36$1,576,127.48
    $-117,005.80
    ($-5,133.10)
    		$600,000.00$396,139.20$1,162,200.00
    Year 26
    $-393,151.89
    ($-20,665.77)
    		$153,174.31$566,818.80$1,609,025.69
    $-122,141.50
    ($-5,135.70)
    		$600,000.00$391,003.50$1,162,200.00
    Year 27
    $-414,478.75
    ($-21,326.85)
    		$118,247.01$580,419.24$1,643,952.99
    $-127,278.83
    ($-5,137.32)
    		$600,000.00$385,866.18$1,162,200.00
    Year 28
    $-436,507.03
    ($-22,028.28)
    		$81,165.47$595,472.50$1,681,034.53
    $-132,417.45
    ($-5,138.63)
    		$600,000.00$380,727.55$1,162,200.00
    Year 29
    $-459,279.27
    ($-22,772.24)
    		$41,796.82$612,068.91$1,720,403.18
    $-137,556.73
    ($-5,139.28)
    		$600,000.00$375,588.28$1,162,200.00
    Year 30
    $-482,840.99
    ($-23,561.72)
    		$-0.00$630,304.01$1,762,200.00
    $-142,696.33
    ($-5,139.60)
    		$600,000.00$370,448.68$1,162,200.00